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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Return of Premium
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Return of Premium
|
Included
|
|
Monthly Premium
|
$ 0.00
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.60
$15.90
$16.50
$17.10
$17.70
$18.30
$19.20
$20.10
$21.00
$21.90
$23.40
$24.60
$25.80
$27.30
$28.80
$30.90
$32.70
$34.50
$37.20
$40.20
$44.70
$49.20
$53.70
$57.00
$61.20
$66.30
$71.70
$76.80
$83.10
$90.90
$104.40
$115.50
$129.00
$141.00
$153.60
$177.90
$193.80
$219.00
$241.50
$267.90
$307.50
$343.20
$388.80
$436.80
$493.20
$593.70
$676.20
$780.90
$888.60
$1,003.50
$1,138.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Return of Premium
|
Included
|
|
Monthly Premium
|
$ 0.00
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.20
$31.80
$33.00
$34.20
$35.40
$36.60
$38.40
$40.20
$42.00
$43.80
$46.80
$49.20
$51.60
$54.60
$57.60
$61.80
$65.40
$69.00
$74.40
$80.40
$89.40
$98.40
$107.40
$114.00
$122.40
$132.60
$143.40
$153.60
$166.20
$181.80
$208.80
$231.00
$258.00
$282.00
$307.20
$355.80
$387.60
$438.00
$483.00
$535.80
$615.00
$686.40
$777.60
$873.60
$986.40
$1,187.40
$1,352.40
$1,561.80
$1,777.20
$2,007.00
$2,276.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Return of Premium
|
Included
|
|
Monthly Premium
|
$ 0.00
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$42.00
$43.80
$45.60
$48.00
$49.80
$52.20
$55.20
$58.20
$60.60
$64.80
$68.40
$71.40
$75.60
$79.80
$85.80
$91.20
$96.00
$103.80
$112.20
$124.80
$136.20
$147.60
$156.00
$166.20
$179.40
$192.60
$205.80
$222.00
$241.20
$276.00
$304.20
$339.00
$369.60
$401.40
$463.80
$503.40
$567.00
$623.40
$690.00
$788.40
$879.60
$995.40
$1,116.60
$1,259.40
$1,518.00
$1,726.80
$1,990.80
$2,260.20
$2,548.20
$2,884.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov